A few unexpected expenses are enough to keep the accounts from returning later this month. But what to do when savings are not enough? It is better to choose a loan, the most convenient and suitable for your needs. The small loan for postal employees provided by Social Institute is an excellent solution in these cases. Here’s what it offers, why choose it and how to request it.
Duration and amount of the installment
The small loan for postal employees allows you to receive credit without having to specify any reason. The repayment plan is based on the assignment of the fifth, i.e. with an installment not exceeding 20% of the value of the monthly check.
As regards the duration, the options are instead one, two, three or four years. Depending on the duration, the sums that the beneficiary of the loan can obtain vary from one time the monthly check to eight times this amount.
The employees of post office and associated companies benefit from this opportunity to access credit. The applicant must meet an essential requirement: at least two years of service seniority.
Small loan rates ex Ipost Social Institute 2017
And what about the interest rate? There is a fixed Taeg corresponding to 5.00%.
To evaluate the effective convenience of the loan, we recommend you visit the ” Loan demonstration calculation ” section of the Social Institute portal (Social Institute.it).
Small loan for postal employees: how to apply for it
To obtain the Small Loan for postal employees ex Ipost Social Institute, you must first use the application form. You can download this from our Government Agency Loan Forms page.
Various documents are attached to the request, here are what they are:
- copy of the last paycheck;
- salary certificate provided by post office or companies associated with the Group through the reference Administrative Point;
- photocopy of identity document.
How to send the application for the post office employee loan
Once all the material has been acquired, it will be provided to Social Institute. There are two ways of sending: mail or web. The address to be used for postal mailing is Social Institute – Central Credit and Welfare Department – Credit Performance Area – Via Aldo Ballarin, 42 – 00142 Rome.
Those who intend to proceed with the online submission, must use the services of the Social Institute.it site. The user must access the “Online services” page.
From here the reference “Ipost” will be selected and then the login will be performed. The applicant must enter the PIN code, an element provided by the Social Security Institute at the request of the employee.